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That's a good question. My memory says that I forget about the membership charge altogether, but then receive a notification from PayPal that my payment was made. I don't trust my memory, but I also don't delete old emails from the account that gets the payment notification. I could find all three payment notifications, but no "you need to pay" notifications. Unfortunately, the account that gets email from SFI also gets a LOT of spam, so it's trash gets emptied pretty regularly, and doesn't have any messages earlier than this year. I will admit that it's POSSIBLE that I get a notification to pay, and then manually pay... but I don't think I've done that twice and forget that's what happened.
With all this scheisse about the charges, I'm confident I'll remember in 5 months. If I see a "please pay" notification, I simply won't pay, and I'll look for a way to cancel it at that time. If I receive a "thanks for your payment" notification, I will immediate contest it with PayPal.
With all this scheisse about the charges, I'm confident I'll remember in 5 months. If I see a "please pay" notification, I simply won't pay, and I'll look for a way to cancel it at that time. If I receive a "thanks for your payment" notification, I will immediate contest it with PayPal.